DESKRIPSI TUGAS AKHIR :
PENGARUH PRODUK DOMESTIK BRUTO (PDB), INFLASI DAN BI 7-DAY REPO RATE TERHADAP NON PERFORMING LOAN (NPL) PADA BANK UMUM KONVENSIONAL YANG TERDAFTAR DI BEI PERIODE 2015-2019
Abstrak (Abstracts)
Economic conditions in a country and macro policies taken by regulators have an impact on non-performing loans. For this reason, this study aims to determine the effect of macro indicators on Non-Performing Loans (NPL). The independent variables in this study are Gross Domestic Product (GDP), Inflation and BI 7 -DRR with the research population being conventional commercial banks listed on the IDX as the research sample. The sampling technique used purposive sampling with 20 banks as the research sample. This study uses IBM SPSS 20.0 with multiple linear regression methods. Based on hypothesis testing, it is found that Gross Domestic Product (GDP), Inflation and BI 7 -DRR simultaneously have a significant and significant influence on Non-Performing Loans (NPL) Partially, Gross Domestic Product (GDP) has a negative and significant effect on Non-Performing Loans (NPL), inflation has no effect on Non-Performing Loans (NPL) and the BI 7 -DRR has no effect on Non-Performing Loans (NPL) of Conventional Commercial Banks listed in IDX 2015-2019 period. Kondisi ekonomi di suatu negara dan kebijakan makro yang diambil regulator memberikan dampak terhadap kredit bermasalah. Untuk itu, penelitian ini bertujuan untuk mengetahui pengaruh dari indikator makro terhadap Non Performing Loan (NPL). Variabel independen dalam penelitian ini yaitu Produk Domestik Bruto (PDB), Inflasi dan BI 7 -DRR dengan populasi penelitian ialah bank umum konvensional yang terdaftar di BEI sebagai sample penelitian. Teknik sampling menggunakan purposive sampling dengan 20 bank sebagai sample penelitian. Penelitian ini menggunakan IBM SPSS 20.0 dengan metode regresi linear berganda. Berdasarkan pengujian hipotesis ditemukan Produk Domestik Bruto (PDB), Inflasi dan BI 7 -DRR secara simultan memiliki pengaruh dan signifikan terhadap Non Performing Loan (NPL). Secara parsial, Produk Domestik Bruto (PDB) memiliki pengaruh negatif dan signifikan terhadap Non Performing Loan (NPL), Inflasi tidak berpengaruh terhadap Non Performing Loan (NPL) dan BI 7 -DRR tidak berpengaruh terhadap Non Performing Loan (NPL) Bank Umum Konvensional yang terdaftar di BEI periode 2015-2019.Keyword : : Produk Domestik Bruto, Inflasi, BI 7 -DRR dan Non Performing Loan.
Nilai Properti
: RIMBAWANI FUJI LESTARI, : 962017004, : Politeknik Negeri Balikpapan, : KEUANGAN DAN PERBANKAN, : 2020, : Indonesia, : Tugas Akhir, : Prepustakaan Poltekba,Download Full Text
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