DESKRIPSI TUGAS AKHIR :
PENGARUH CAPITAL ADEQUACY RATIO (CAR), NON PERFORMING LOAN (NPL), DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) TERHADAP LOAN TO DEPOSIT RATIO (LDR) PADA BANK KONVENSIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2015-2021
Abstrak (Abstracts)
Ariyani, "The Influence of Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL), and Operational Income Operating Costs (BOPO) on Loan To Deposit Ratio (LDR) in Conventional Banks Listed on the Indonesia Stock Exchange for the 2015-2021 Period". Thesis. Accounting major. Banking and Finance Study Program. Balikpapan State Polytechnic, under the guidance of Drs. Totok Ismawanto, MM.Pd and Nurul Musfirah Khairiyah, S.E., M.M. July 2022, 101 sheets. The purpose of this study was to determine the effect of financial ratios in the form of CAR, NPL, and BOPO on LDR at Conventional Banks Listed on the Indonesia Stock Exchange simultaneously or partially. The data used in this study were obtained from the Financial Statements published by the Indonesia Stock Exchange during the 2015-2021 period. The analytical method used is multiple linear regression analysis test. The technique used to determine the sample is purposive sampling. Purposive Sampling is a technique of determining samples with certain considerations. The results of the study using a simultaneous test (F-test) which shows that the Capital Adequacy Ratio (CAR), Non Performing Loans (NPL), and Operating Costs of Operating Income (BOPO) simultaneously have a significant effect on the Loan To Deposit Ratio (LDR). Based on the partial test (t-test) shows that the Capital Adequacy Ratio (CAR) and Non Performing Loans (NPL) have a negative effect on the Loan to Deposit Ratio (LDR). Meanwhile, the Operational Cost of Operating Income (BOPO) has no effect on the Loan To Deposit Ratio (LDR). Ariyani, “Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Dan Biaya Operasional Pendapatan Operasional (BOPO) Terhadap Loan To Deposit Ratio (LDR) Pada Bank Konvensional Yang Terdaftar Di Bursa Efek Indonesia Periode 2015-2021”. Tugas Akhir. Jurusan Akuntansi. Program Studi Perbankan dan Keuangan. Politeknik Negeri Balikpapan, dibawah bimbingan Nurul Musfirah Khairiyah, S.E., M.M dan Drs. Totok Ismawanto, MM.Pd Juli 2022, 123 lembar. Tujuan penelitian ini untuk mengetahui pengaruh rasio-rasio keuangan berupa CAR, NPL, dan BOPO terhadap LDR pada Pada Bank Konvensional Yang Terdaftar Di Bursa Efek Indonesia secara simultan maupun parsial. Data yang digunakan dalam penelitian ini diperoleh dari Laporan Keuangan yang diterbitkan oleh Bursa Efek Indonesia selama periode 2015-2021. Metode analisis yang digunakan yaitu uji analisis regresi linear berganda. Teknik yang digunakan untuk menentukan sampel yaitu Purposive Sampling. Purposive Sampling adalah teknik menentukan sampel dengan pertimbangan tertentu. Hasil penelitian menggunakan uji simultan (uji F) yang menunjukkan bahwa Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Dan Biaya Operasional Pendapatan Operasional (BOPO) secara simultan berpengaruh signifikan terhadap Loan To Deposit Ratio (LDR). Berdasarkan uji parsial (uji t) menunjukkan bahwa Capital Adequacy Ratio (CAR) dan Non Performing Loan (NPL) berpengaruh negatif terhadap Loan To Deposit Ratio (LDR). Sedangkan Biaya Operasional Pendapatan Operasional (BOPO) tidak berpengaruh terhadap Loan To Deposit Ratio (LDR).Keyword : Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Operational Income Cost (BOPO), and Loan to Deposit Ratio (LDR).
Nilai Properti
: ARIYANI , : 962019026, : Politeknik Negeri Balikpapan, : KEUANGAN DAN PERBANKAN, : 2022, : Indonesia, : Tugas Akhir, : Prepustakaan Poltekba,Download Full Text
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