Project’s Detail

Pengaruh Kualitas Aktiva Produktif (KAP), Non Performing Financing (NPF), Dan Financing to Deposit Ratio (FDR) Terhadap Profitabilitas Pada Bank Umum Swasta Syariah Yang Terdaftar Di OJK Periode 2015-2021

Abstrak (Abstracts)

This research was conducted to test the Quality of Earning Asssets (KAP), Non Performing Financing (NPF), and Financing to Deposit Ratio (FDR) in Sharia Private Banks listed on the OJK for the 2015-2021 period. This type of research uses a quantitative approach with data sources, namely secondary data. The population in this research are Sharia Private Banks. The researcher used data analysis techniques with the statistical application of IBM SPSS Statistics 26. The application was used to test Descriptive Statistical Analysis, Classical Assumption Test, Multiple Linear Regression Analysis and carried out Research Hypothesis Testing. The results of the research, the KAP, NPF, and FDR have a simultaneously effect on Profitability. Furthermore, the KAP have a partially negative and significant effect on Profitability, FDR have a partially positive and significant effect on Profitability. Meanwhile, NPF has no partial effect on Profitability. Keywords: Quality of Earning Asssets (KAP), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Profitability, and Sharia Private Banks. Penelitian ini dilakukan untuk meneliti Kualitas Aktiva Produktif (KAP), Non Performing Financing (NPF), dan Financing to Deposit Ratio (FDR) berpengaruh secara simultan maupun parsial terhadap Profitabilitas pada Bank Umum Swasta Syariah yang terdaftar di OJK Periode 2015-2021. Jenis penelitian ini menggunakan pendekatan kuantitatif dengan sumber data, yaitu data sekunder. Populasi dalam penelitian ini adalah Bank Umum Swasta Syariah. Peneliti menggunakan teknik analisis data dengan aplikasi statistik IBM SPSS Statistics 28. Aplikasi tersebut digunakan untuk menguji Analisis Statistik Deskriptif, Uji Asumsi Klasik, Analisis Regresi Linear Berganda lalu terakhir melalukan Uji Hipotesis Penelitian. Hasil penelitian secara simultan KAP, NPF, dan FDR berpengaruh secara simultan terhadap Profitabiilitas. Selanjutnya, KAP berpengaruh negatif dan signifikan secara parsial terhadap Profitabilitas, FDR berpengaruh positif dan signifikan secara parsial terhadap Profitabilitas. Sedangkan, NPF tidak berpengaruh secara parsial terhadap Profitabilitas. Kata kunci: Kualitas Aktiva Produktif (KAP), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Profitabilitas, dan Bank Umum Swasta Syariah.

Keyword : Keywords: Quality of Earning Asssets (KAP), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Profitability, and Sharia Private Banks.

Nilai Properti

Penulis : DITTO TARUNA SAKTI , NIM : 962019009, Penerbit : Politeknik Negeri Balikpapan, Program Studi : KEUANGAN DAN PERBANKAN, Tahun : 2022, Bahasa : Indonesia, Jenis Penelitian : Tugas Akhir, Lokasi : Prepustakaan Poltekba,

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