Project’s Detail

PENGARUH NON PERFORMING LOAN, LOAN TO DEPOSIT RATIO, DAN RETURN ON ASSETS TERHADAP RASIO KECUKUPAN MODAL PADA BANK BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA

Abstrak (Abstracts)

This research was conducted to examine the Non Performing Loan (NPL), Loan to Deposit Ratio (LDR) and Return On Assets (ROA) that have a simultaneous or partial effect on Capital Adequacy Ratio (CAR) in State Owned Banks (BUMN) listed on the Indonesia Stock Exchange (IDX) for the 2008-2021 period. This type of research uses a quantitative approach with data sources, namely secondary data. The population in this research are BUMN Banks. The researcher used data analysis techniques with the statistical application of IBM SPSS Statistics 25. The application was used to test Descriptive Statistical Analysis, Classical Assumption Test, Multiple Linear Regression Analysis and carried out Research Hypothesis Testing. The results of the research, the NPL, LDR, and ROA have a simultaneously effect on CAR. Furthermore, the Non Performing Loan partially have negative and significant effect on ROA. Meanwhile, LDR and ROA has no partial effect on ROA. Penelitian ini dilakukan untuk meneliti Non performing Loan (NPL), Loan to Deposit Ratio (LDR), dan Return On Assets (ROA) berpengaruh secara simultan maupun parsial terhadap Capital Adequacy Ratio (CAR) pada Bank BUMN yang terdaftar di Bursa Efek Indonesia Periode 2008-2021. Jenis penelitian ini menggunakan pendekatan kuantitatif dengan sumber data, yaitu data sekunder. Populasi dalam penelitian ini adalah Bank BUMN. Peneliti menggunakan teknik analisis data dengan aplikasi statistik IBM SPSS Statistics 25. Aplikasi tersebut digunakan untuk menguji Analisis Statistik Deskriptif, Uji Asumsi Klasik, Analisis Regresi Linear Berganda lalu terakhir melalukan Uji Hipotesis Penelitian. Hasil penelitian secara simultan NPL, LDR, dan ROA berpengaruh secara simultan terhadap CAR. Selanjutnya, rasio NPL berpengaruh negatif dan signifikan secara parsial terhadap CAR. Sedangkan, LDR dan ROA tidak berpengaruh secara parsial terhadap CAR.

Keyword : Non Performing Loan (NPL), Loan to Deposit Ratio, Return On Assets and BUMN Banks

Nilai Properti

Penulis : ARFANSYAH NAULI HARAHAP , NIM : 962019003, Penerbit : Politeknik Negeri Balikpapan, Program Studi : KEUANGAN DAN PERBANKAN, Tahun : 2022, Bahasa : Indonesia, Jenis Penelitian : Tugas Akhir, Lokasi : Prepustakaan Poltekba,

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