Project’s Detail

PENGARUH DEBT TO EQUITY RATIO (DER), DEBT TO ASSET RATIO (DAR), DAN RISK BASED CAPITAL (RBC) TERHADAP RETURN ON ASSET (ROA) PADA PERUSAHAAN ASURANSI UMUM YANG GO PUBLIC DI BURSA EFEK INDONESIA PERIODE 2015-2021

Abstrak (Abstracts)

This study was conducted to examine the Debt to Equity Ratio (DER), Debt to Asset Ratio (DAR), and Risk Based Capital (RBC) to Return on Assets (ROA) in general insurance companies for the period 2015-2021. This type of research uses a quantitative approach with secondary data sources. The data used are financial statements. The population in this study are general insurance companies. The analytical method used is multiple regression analysis. The researcher uses the statistical application of IBM SPSS Statistics 25. The results of the research, Debt to Equity Ratio (DER), Debt to Asset Ratio (DAR), and Risk Based Capital (RBC) simultaneously have an effect on Return on Assets (ROA). Partially, Debt to Equity Ratio (DER) has a positive effect on Return on Assets (ROA), Debt to Asset Ratio (DAR) has a negative effect on Return on Assets (ROA) and Risk Based Capital (RBC) has no effect on Return on Assets (ROA). Penelitian ini dilakukan untuk meneliti Debt to Equity Ratio (DER), Debt to Asset Ratio (DAR), dan Risk Based Capital (RBC) terhadap Return on Asset (ROA) pada perusahaan asuransi umum periode 2015-2021. Jenis penelitian ini menggunakan pendekatan kuantitatif dengan sumber data sekunder. Data yang digunakan yaitu laporan keuangan. Populasi dalam penelitian ini adalah perusahaan asuransi umum. Metode analisis yang diguanakn yaitu analisis regresi berganda. Peneliti menggunakan aplikasi statistik IBM SPSS Statistics 25. Hasil penelitian Debt to Equity Ratio (DER), Debt to Asset Ratio (DAR), dan Risk Based Capital (RBC) secara simultan berpengaruh terhadap Return on Asset (ROA). Secara parsial, Debt to Equity Ratio (DER) berpengaruh positif terhadap Return on Asset (ROA), Debt to Asset Ratio (DAR) berpengaruh negatif terhadap Return on Asset (ROA) dan Risk Based Capital (RBC) tidak berpengaruh terhadap Return on Asset (ROA).

Keyword : Debt to Equity Ratio (DER), Debt to Asset Ratio (DAR), Risk Based Capital (RBC) dan Return on Asset (ROA)

Nilai Properti

Penulis : ANNISA DEWI DHARMMESTI , NIM : 962019052, Penerbit : Politeknik Negeri Balikpapan, Program Studi : KEUANGAN DAN PERBANKAN, Tahun : 2022, Bahasa : Indonesia, Jenis Penelitian : Tugas Akhir, Lokasi : Prepustakaan Poltekba,

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