Project’s Detail

PENGARUH LOAN TO DEPOSIT RATIO, CAPITAL ADEQUACY RATIO, NET INTEREST MARGIN DAN NON PERFORMING LOAN TERHADAP RETURN ON ASSET (Studi Kasus pada Bank Umum Konvensional Yang Terdaftar Di Bursa Efek Indonesia Periode 2020-2021)

Abstrak (Abstracts)

This study aims to determine the effect of Loan To Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) and Non Performing Loan (NPL) on Return On Assets (ROA). The population in this study, namely, Conventional Commercial Banks listed on the Indonesia Stock Exchange (IDX) for the period 2020-2021 found 43 banks. Determination of the sample is done by purposive sampling technique in order to obtain 60 research observations. The analysis used is multiple linear regression. The results showed that Loan To Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) and Non Performing Loan (NPL) had a simultaneous effect on Return On Assets (ROA). Meanwhile, partially Loan To Deposit Ratio (LDR) and Capital Adequacy Ratio (CAR) have no effect, while Net Interest Margin (NIM) has a positive effect on Return On Assets (ROA) and Non Performing Loans (NPL) has a negative effect on Return On Assets (ROA). This research is expected to be an additional reference and information for further researchers and academies in the accounting field as well as investors regarding investment decisions by considering the factors that affect Return On Assets (ROA). Penelitian ini bertujuan untuk mengetahui pengaruh rasio Loan To Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) dan Non Performing Loan (NPL) terhadap Return On Asset (ROA). Adapun populasi dalam penelitian ini yaitu, Bank Umum Konvensional yang terdaftar di Bursa Efek Indonesia (BEI) periode 2020 – 2021 berjumlah 43 bank. Penentuan sampel dilakukan dengan teknik purposive sampling sehingga, diperoleh 60 observasi penelitian. Analisis yang digunakan ialah regresi linear berganda. Hasil penelitian menunjukkan Loan To Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) dan Non Performing Loan (NPL) berpengaruh secara simultan terhadap Return On Asset (ROA). Sementara itu, secara parsial Loan To Deposit Ratio (LDR) dan Capital Adequacy Ratio (CAR) tidak berpengaruh, sedangkan Net Interest Margin (NIM) berpengaruh positif terhadap Return On Asset (ROA) dan Non Performing Loan (NPL) berpengaruh negatif terhadap Return On Asset (ROA). Penelitian ini diharapkan dapat menjadi tambahan referensi dan informasi bagi peneliti selanjutnya dan akademi dalam bidang akuntansi serta investor mengenai keputusan berinvestasi dengan mempertimbangkan faktor – faktor yang mempengaruhi Return On Asset (ROA).

Keyword : Loan To Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Non Performing Loan (NPL), Return On Asset (ROA).

Nilai Properti

Penulis : ADINDA BELLA PERMATASARI , NIM : 962019057, Penerbit : Politeknik Negeri Balikpapan, Program Studi : KEUANGAN DAN PERBANKAN, Tahun : 2022, Bahasa : Indonesia, Jenis Penelitian : Tugas Akhir, Lokasi : Prepustakaan Poltekba,

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