Project’s Detail

PELUANG DAN TANTANGAN BANK SYARIAH DALAM MENGHADAPI ERA DIGITAL BANKING (Studi pada BSI KCP Balikpapan Baru 1)

Abstrak (Abstracts)

ABSTRACT This study aims to find, understand, and then express the meaning or values obtained from the opportunities and challenges of Balikpapan Baru one Islamic bank in facing the digital banking era. This study uses a qualitative method with a phenomenological approach to find the opportunities and challenges of Islamic banks in the digital banking era in the Balikpapan Baru. Data colleted through observation, interviews, and documentation. The results of this study found that there are opportunities and challenges faced by Islamic banks in the digital banking era. First, the convenience that was felt after the advent of digital banking was colored by the ease of transacitions without having to go to the bank directly. Second, it is wrapped with the concept of sharia based on the teachings of the Islamic religion which is far from usury. Third, accelerate the activitie of Islamic bank in serving customers. The challenges faced by Islamic banks in the digital banking era are the high level of competition against conventional banks and the delay in the internet network which is always lagging behind. Keywords : Islamic Bank, Opportunities and Challenges, Digital Banking ABSTRAK Penelitian ini bertujuan untuk menemukan, memahami, kemudian mengungkapkan makna atau nilai-nilai yang didapat dari peluang dan tantangan bank syariah di KCP Balikpapan Baru 1, dalam menghadapi era digital bangking di Balikpapan Baru. Data yang dikumpulkan seperti melalui observasi, wawancara, dan dokumentasi. Hasil penelitian ini menemukan bahwa terdapat peluang dan tantangan yang di hadapi bank syariah dalam era digital banking. Pertama adanya kemudahan yang dirasakan setelah munculnya digital banking dimana diwarnai dengan kemudahan transaksi tanpa harus ke bank langsung. Kedua, dibalut dengan konsep syariah berdasarkan ajaran agama islam yang dimana jauh dari riba. Ketiga mempercepat jalannya kegiatan bank syriah di era digital banking adalah tingginya tingkat persaingan terdapat bank konvesional dan keterlambatan dari jaringan internet yang selalu tertinggal. Kata Kunci : Bank Syariah, Peluang Dan Tantangan, Digital Banking

Keyword : Keywords : Islamic Bank, Opportunities and Challenges, Digital Banking

Nilai Properti

Penulis : MUHLISA ANDINI , NIM : 962019051, Penerbit : Politeknik Negeri Balikpapan, Program Studi : KEUANGAN DAN PERBANKAN, Tahun : 2022, Bahasa : Indonesia, Jenis Penelitian : Tugas Akhir, Lokasi : Prepustakaan Poltekba,

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