Project’s Detail

PENGARUH LOAN TO DEPOSIT RATIO, CAPITAL ADEQUACY RATIO, BEBAN OPERASIONAL PENDAPATAN OPERASIOAL, DAN BANK SIZE TERHADAP RETURN ON ASSETS (Studi Kasus pada Bank Umum Konvensional Yang Terdaftar Di Bursa Efek Indonesia Periode 2020-2021)

Abstrak (Abstracts)

This research to determine the effect of Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Operating Income Operating Expenses (BOPO), and Bank Size on Return On Assets (ROA). The population in this study, namely, Conventional Commercial Banks listed on the Indonesia Stock Exchange (IDX) for the 2020-2021 period amounted to 43 banks. The determination of the sample was carried out using the purposive sampling technique so that 62 research observations were obtained. The analysis used is multiple linear regression. The results showed that the Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Operating Income Operating Expenses (BOPO), and Bank Size had a simultaneous effect on Return On Assets (ROA). Meanwhile, partially loan to deposit ratio (LDR), capital adequacy ratio (CAR), and bank size have no effect, while operating income operating expenses (BOPO) have a significant negative effect on return on assets (ROA). This research is expected to be an additional reference and information for subsequent researchers and academies in the field of accounting and investors regarding investment decisions by considering the factors that affect Return On Assets (ROA). Penelitian ini bertujuan untuk mengetahui pengaruh Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Beban Operasional Pendapatan Operasional (BOPO), dan Bank Size terhadap Return On Assets (ROA). Adapun populasi dalam penelitian ini yaitu, Bank Umum Konvensional yang terdaftar di Bursa Efek Indonesia (BEI) periode 2020-2021 berjumlah 43 bank. Penentuan sampel dilakukan dengan teknik purposive sampling sehingga, diperoleh 62 observasi penelitian. Analisis yang digunakan ialah regresi linear berganda. Hasil penelitian menunjukkan Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Beban Operasional Pendapatan Operasional (BOPO), dan Bank Size berpengaruh secara simultan terhadap Return On Assets (ROA). Sementara itu, secara parsial Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), dan Bank Size tidak berpengaruh, sedangkan Beban Operasional Pendapatan Operasional (BOPO) berpengaruh negatif signifikan terhadap Return On Assets (ROA). Penelitian ini diharapkan dapat menjadi tambahan referensi dan informasi bagi peneliti selanjutnya dan akademi dalam bidang akuntansi serta investor mengenai keputusan investasi dengan mempertimbangkan faktor-faktor yang mempengaruhi Return On Assets (ROA).

Keyword : Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Beban Operasional Pendapatan Operasional (BOPO), Bank Size, Return On Assets (ROA)

Nilai Properti

Penulis : ALDHEA SHAFITRI , NIM : 962019074, Penerbit : Politeknik Negeri Balikpapan, Program Studi : KEUANGAN DAN PERBANKAN, Tahun : 2022, Bahasa : Indonesia, Jenis Penelitian : Tugas Akhir, Lokasi : Prepustakaan Poltekba,

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