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Project’s Detail

DESKRIPSI TUGAS AKHIR :
PENGARUH FINANCING TO DEPOSIT RATIO (FDR) DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) TERHADAP NON-PERFORMING FINANCING (NPF) (STUDI KASUS PADA BANK SYARIAH ANAK PERUSAHAAN BUMN PERIODE 2015 – 2019)
Abstrak (Abstracts)
This study aims to analyze whether Financing to Deposit Ratio (FDR) and Operational Cost of Operating Income (BOPO) simultaneously and partially have a significant effect on Non-Performing Financing (NPF) (Case Study on Sharia Banks of SOE Subsidiaries for the period of 2015 – 2019. The population in this study is sharia banks of SOE subsidiaries for the period of 2015 – 2019, where the sample consists of 3 sharia banks namely Bank Syariah Mandiri, Bank Rakyat Indonesia Syariah and Bank Negara Indonesia Syariah. The sampling technique used is saturation sampling. The analysis model in this research is Multiple Linear Regression Analysis and the analysis technique used is the Determination Coefficient Test (R2), Simultaneous Test (F Test) and Partial Test (t Test) which is processed using the IBM SPSS 24.0 program. The results of this study indicate that Financing to Deposit Ratio (FDR) and Operational Costs Operating Income (BOPO) simultaneously have a significant effect on Non-Performing Financing (NPF) in Sharia Banks of SOE Subsidiaries for the period 2015 – 2019. Then, Financing to Deposit Ratio (FDR) partially has a significant negative effect on Non-Performing Financing (NPF) and Operational Costs Operating Income (BOPO) partially has a significant positive effect on Non-Performing Financing (NPF) in Sharia Banks of SOE Subsidiaries for the period of 2015 – 2019. Penelitian ini bertujuan untuk menganalisis apakah Financing to Deposit Ratio (FDR) dan Biaya Operasional Pendapatan Operasional (BOPO) secara simultan dan parsial berpengaruh signifikan terhadap Non-Performing Financing (NPF) (Studi Kasus pada Bank Syariah Anak Perusahaan BUMN periode 2015 – 2019. Populasi dalam penelitian ini adalah bank syariah anak perusahaan BUMN periode 2015 – 2019), dimana sampel terdiri dari 3 bank syariah yaitu Bank Syariah Mandiri, Bank Rakyat Indonesia Syariah dan Bank Negara Indonesia Syariah. Teknik sampling yang digunakan adalah sampling jenuh. Model analisis dalam penelitian ini adalah Analisis Regresi Linier Berganda dan teknik analisis yang digunakan adalah Uji Koefisien Determinasi (R2), Uji Simultan (Uji F) dan Uji Parsial (Uji t) yang diolah menggunakan program IBM SPSS 24.0. Hasil penelitian ini menunjukkan bahwa Financing to Deposit Ratio (FDR) dan Biaya Operasional Pendapatan Operasional (BOPO) secara simultan berpengaruh signifikan terhadap Non-Performing Financing (NPF) pada Bank Syariah Anak Perusahaan BUMN periode 2015 – 2019. Kemudian, Financing to Deposit Ratio (FDR) secara parsial berpengaruh negatif signifikan terhadap Non-Performing Financing (NPF) dan Biaya Operasional Pendapatan Operasional (BOPO) secara parsial berpengaruh positif signifikan terhadap Non-Performing Financing (NPF) pada Bank Syariah Anak Perusahaan BUMN periode 2015 – 2019.

Keyword : Financing to Deposit Ratio, Operational Costs Operating Income, Non-Performing Financing

Nilai Properti
: MAIRANI SAFITRI, : 962017061, : Politeknik Negeri Balikpapan, : KEUANGAN DAN PERBANKAN, : 2020, : Indonesia, : Tugas Akhir, : Prepustakaan Poltekba,

 

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Pembimbing
Drs.Totok Ismawanto, MM.Pd.

E-mail :totok.ismawanto@poltekba.ac.id

www.poltekba.ac.id
Hendra Sanjaya Kusno, S.E., M.SA.

E-mail :

www.poltekba.ac.id