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Project’s Detail

DESKRIPSI TUGAS AKHIR :
PENGARUH LOAN TO DEPOSIT RATIO, CAPITAL ADEQUACY RATIO, BEBAN OPERASIONAL PENDAPATAN OPERASIONAL, DAN BANK SIZE TERHADAP RETURN ON ASSETS PADA BANK UMUM YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2019-2020
Abstrak (Abstracts)
The purposes of this research to determine the effect of loan to deposit ratio, capital adequacy ratio, operating expenses operating income, and bank size for return on assets on commercial banks listed at Indonesia Stock Exchange for the period 2019- 2020. The data were taken from the bank’s yearly financial statement and uses 46 banks with total of 20 samples. The sampling method used purposive sampling with the data analysis used multiple linear regression. The analysis techniques used for hypothesis test were statistic simultaneous test (F) and statistic partially test (t). It was also used classical assumption test includes normality test, multicollinearity test, autocorrelation test, and heteroscedasticity test. The resluts of this research according to the hypothesis test showed that of loan to deposit ratio, capital adequacy ratio, operating expenses operating income, and bank size simulteneously have a significantly influence of return on assets. The results of partially test showed that loan to deposit ratio, capital adequacy ratio, and bank size hasn’t effect of return on assets. The result of partially test showed operating expenses income expenses has negative effect of return on assets. Penelitian ini bertujuan untuk mengetahui pengaruh loan to deposit ratio, capital adequacy ratio, beban operasional pendapatan operasional, dan bank size terhadap return on assets pada bank umum yang terdaftar di Bursa Efek Indonesia periode 2019-2020. Data diperoleh dari laporan keuangan tahunan bank dan menggunakan 46 bank dengan total sampel 20 bank. Pengambilan data menggunakan metode purposive sampling dengan analisis data yang digunakan adalah analisis regresi linear. Teknik analisis yang digunakan untuk pengujian hipotesis berupa uji simultan (F) statistik dan uji parsial (t) statistik. Selain itu, juga digunakan uji asumsi klasik berupa uji normalitas, uji multikoliniearitas, uji autokorelasi, dan uji heteroskedastisitas. Hasil dari penelitian ini menyimpulkan bahwa hasil uji hipotesis disimpulkan bahwa loan to deposit ratio, capital adequacy ratio, beban operasional dan pendapatan operasional, dan bank size berpengaruh simultan terhadap return on assets. Hasil uji parsial disimpulkan bahwa loan to deposit ratio, capital adequacy ratio, dan bank size tidak berpengaruh terhadap return on assets. Hasil uji parsial disimpulkan bahwa beban operasional pendapatan operasional berpengaruh negatif terhadap return on assets.

Keyword : loan to deposit ratio, capital adequacy ratio, operating expenses operating income, bank size, return on assets

Nilai Properti
: RIZKIA AMELIA PUTRI, : 962018065, : Politeknik Negeri Balikpapan, : KEUANGAN DAN PERBANKAN, : 2021, : Indonesia, : Tugas Akhir, : Prepustakaan Poltekba,

 

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Pembimbing
Hendra Sanjaya Kusno, S.E., M.SA.

E-mail :

www.poltekba.ac.id
Juspa Parasi, S.E., M.Ak.

E-mail :

www.poltekba.ac.id