https://sipaparisa.dprd.malukuprov.go.id/css/sdana/ https://bkd-nonsertifikasi.uinmataram.ac.id/admin/sgacor-jackpot/ https://cms.kemenag.go.id/assets/sdemo/ Project’s Detail – IQAS POLTEKBA

Project’s Detail

DESKRIPSI TUGAS AKHIR :
PENGARUH CAPITAL ADEQUACY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR), DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) TERHADAP RETURN ON ASSETS (ROA) PADA BANK UMUM SWASTA NASIONAL (BUSN) DEVISA (STUDI KASUS PADA PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE TAHUN 2019-2020)
Abstrak (Abstracts)
This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Operational Expenses on Operating Income (OEOI) on Return on Assets (ROA) simultaneously or partially. This study uses a purposive sampling method using a population of National Private Commercial Banks (BUSN) for foreign exchange listed on the Indonesia Stock Exchange (IDX). The data used is the Annual Report for the 2019-2020 period which has been published and based on the purposive sampling method the number of samples used is 44. The analytical technique used in this study is multiple linear regression and hypothesis testing using the F (simultaneous) statistic test, t test (partial), the Determination Coefficient Test (R2), statistics using the SPSS 24 program. Based on the results of the study, it shows that the Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Operational Costs on Operating Income (BOPO) simultaneously affect Return on Assets (ROA). The t-test (partial) concludes that the Capital Adequacy Ratio (CAR) has a significant positive effect on Return on Assets (ROA), Loan to Deposit Ratio (LDR) has no significant effect on Return on Assets (ROA), and Operating Expenses Operating Income (OEOI) has a negative effect on Return on Assets (ROA). Penelitian ini bertujuan untuk menganalisa pengaruh Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), dan Biaya Operasional Pendapatan Operasional (BOPO) terhadap Return on Assets (ROA) secara simultan maupun parsial. Penelitian ini menggunakan metode purposive sampling dengan menggunakan populasi Bank Umum Swasta Nasional (BUSN) Devisa yang terdaftar Bursa Efek Indonesia (BEI). Data yang digunakan adalah Annual Report periode 2019-2020 dan menggunakan metode purposive sampling, jumlah sampel yang digunakan adalah sebanyak 44. Teknik analisa yang digunakan pada penelitian ini adalah regresi linier berganda serta pengujian hipotesis menggunakan uji F (simultan) statistik, uji t (parsial) statistik, dan koefisien determinasi dengan menggunakan program SPSS 24. Berdasarkan hasil penelitian menunjukkan bahwa Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), dan Biaya Operasional Pendapatan Operasional (BOPO) secara simultan berpengaruh terhadap Return on Assets (ROA). Uji t (parsial) menyimpulkan bahwa Capital Adequacy Ratio (CAR) berpengaruh positif signifikan terhadap Return on Assets (ROA), Loan to Deposit Ratio (LDR) tidak berpengaruh signifikan terhadap Return on Assets (ROA), dan Biaya Operasional Pendapatan Operasional (BOPO) berpengaruh negatif terhadap Return on Assets (ROA).

Keyword : Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Biaya Operasional Pendapatan Operasional (BOPO), dan Return on Assets (ROA)

Nilai Properti
: ONY ARTAULI SIMATUPANG, : 962018045, : Politeknik Negeri Balikpapan, : KEUANGAN DAN PERBANKAN, : 2021, : Indonesia, : Tugas Akhir, : Prepustakaan Poltekba,

 

Download Full Text
Pembimbing
Hendra Sanjaya Kusno, S.E., M.SA.

E-mail :

www.poltekba.ac.id
Ramli, S.E., M.M.

E-mail :ramli@poltekba.ac.id

www.poltekba.ac.id