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Project’s Detail

DESKRIPSI TUGAS AKHIR :
PENGARUH CAPITAL ADEQUACY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFOMING LOAN (NPL) TERHADAP ROA PADA BANK UMUM SWASTA NASIONAL (BUSN) DEVISA YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2017-2021
Abstrak (Abstracts)
This research was conducted to examine the financial ratios Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) and Non Performing Loan (NPL) have a simultaneous or partial effect on Return on Assets (ROA) at National Private Commercial Banks (BUSN). Foreign exchange listed on the Indonesia Stock Exchange for the 2017-2021 period. The data used in this study was obtained from the Annual Report published by the Indonesia Stock Exchange (IDX) during the period 2017-2021. The researcher used data analysis techniques with the statistical application of IBM SPSS Statistics 25. The application was used to test Descriptive Statistical Analysis, Classical Assumption Test, Multiple Linear Regression Analysis and lastly carried out Research Hypothesis Testing. Simultaneous research results show that CAR, LDR and NPL have a simultaneous effect on ROA. Furthermore, CAR and LDR have no partial effect on ROA. The results of this study support the research of Pricilla, et al (2021) and Sri, et al (2019) CAR and LDR have no effect on ROA. While the NPL partially negative and significant effect on ROA. The results of this study support the research of Fauziah (2021) that NPL has a negative and significant effect on ROA. Penelitian ini dilakukan untuk meneliti rasio-rasio keuangan Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) dan Non Performing Loan (NPL) berpengaruh secara simultan maupun parsial terhadap Return on Assets (ROA) pada Bank Umum Swasta Nasional (BUSN) Devisa yang terdaftar di Bursa Efek Indonesia Periode 2017-2021. Data yang digunakan dalam penelitian ini diperoleh dari Annual Report yang diterbitkan oleh Indonesia Stock Exchange (IDX) selama periode 2017-2021. Peneliti menggunakan teknik analisis data dengan aplikasi statistik IBM SPSS Statistics 25. Aplikasi tersebut digunakan untuk menguji Analisis Statistik Deskriptif, Uji Asumsi Klasik, Analisis Regresi Linear Berganda lalu terakhir melalukan Uji Hipotesis Penelitian. Hasil penelitian secara simultan menunjukkan bahwa CAR, LDR dan NPLberpengaruh secara simultan terhadap ROA. Selanjutnya, CAR dan LDR tidak berpengaruh secara parsial terhadap ROA. Hasil penelitian ini mendukung penelitian Pricilla, dkk (2021) dan Sri, dkk (2019) CAR dan LDR tidak berpengaruh terhadap ROA. Sedangkan NPL berpengaruh negatif dan signifikan secara parsial terhadap ROA. Hasil penelitian ini mendukung penelitian Fauziah (2021) bahwa NPL berpengaruh negatif dan signifikan terhadap terhadap ROA.

Keyword : Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Return on Assets (ROA) and BUSN Banks.

Nilai Properti
: FARIDA MARATUS SOLIHAH , : 962019012, : Politeknik Negeri Balikpapan, : KEUANGAN DAN PERBANKAN, : 2022, : Indonesia, : Tugas Akhir, : Prepustakaan Poltekba,

 

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Pembimbing
Ida Suriana, S.E., M.M.

E-mail :ida.suriana@poltekba.ac.id

www.poltekba.ac.id
Drs.Totok Ismawanto, MM.Pd.

E-mail :totok.ismawanto@poltekba.ac.id

www.poltekba.ac.id